Same Day Finance is a New Zealand-based referral and lead generation service designed to make finding business funding simple, fast, and stress-free.
Rather than acting as a direct lender, they connect businesses with a nationwide network of top lenders and specialist mortgage advisers.
Whether a business needs to cover short-term expenses, bridge a cash flow gap, or secure larger funding for growth, Same Day Finance reviews the applicant's requirements through a simple online form and introduces them to the right professionals quickly. The entire process is obligation-free and incurs zero upfront fees from Same Day Finance.
Same Day Finance helps match businesses with providers for the following primary services:
Working alongside First Rate Mortgages and NonBk Ltd for all your home loan, mortgage, business and commercial finance requirements on the Coast and across Auckland. For an obligation free chat about how we can help with your financing please call Kim on 021 739 922.
David has been operating this public practice since 2004. He is very customer focused taking time to understand client issues and applying creative thought to find the best solutions.
An accomplished world ocean racing sailor and skipper, with a skill to be able to think outside the square.
The more you understand, the better you sleep.
We have a very capable team who look forward to assisting you with your accounts. Meet our team ...
Based in Silverdale our services include -
Accounting - Preparation of accounts & taxation returns for businesses (incl trusts), rental properties (incl LTC), and personal tax returns.
Taxation - Ensuring your business or rental property operates in the most tax effective way. This includes advising on business ownership structures.
Business Purchase - Review of prospective businesses from an accountants view point.
Business Structure - Ensure your business structure achieves efficiency for tax and security for your assets
Business Accounting - We use modern efficient accounting software to monitor your business. Working together we can achieve the best results. Tax efficiency is a component of maximising business returns. Our aim is to ensure you fully understand your structure.
Rental Accounting - Ensuring your rental property operates in the most tax effective way. Depreciation is still allowed on chattels, which is commonly not claimed. Ownership structure is critical to best outcome, which we can advise you on.
Trust Accounting - Keeping your trust accounts up-to-date to ensure that your assets are protected. Correct administration of the trust is critical for its ability to perform as desired.
Read More on our Services and Rates ...
With the choice of lenders still very limited and credit policy becoming increasingly tight, there are many genuine potential borrowers just looking for help when their bank has turned them away.
Non Bk Ltd pride themselves on having a strong focus on finding Non Bank lending solutions for all New Zealanders.
We are also proud to introduce Same Day Finance Limited, your connection to a nationwide network of business lenders and finance specialists across New Zealand. You can apply online in minutes for a fast, expert review of your business needs. Enjoy a seamless process with absolutely no obligation and zero upfront fees from Same Day Finance.
The Non Bank Lending Specialist. Kim Lyons is the owner of First Rate Mortgages Ltd. The Non Bank website was built by him as a New Zealand first, and Kim works with a very experienced support team in his Orewa office, along with two additional mortgage brokers helping with enquiries in Auckland and throughout NZ.
While dealing with most mainstream banks, Kim can also offer specialist Non Bank lending advice and services.
NonBk Ltd is accredited with four Non Bank Australian funders operating in New Zealand and helping Kiwis with urgent business finance.
Quick decisions can be made, often just by looking at business bank statements, and offering both secured and unsecured options. Credit issues are not a deal breaker, it is all about cash flow and businesses can be helped across all sectors including construction, retail, hospitality, manufacturing and the rural sectors.
We can look at short term finance up to $500,000 based on your turnover or real estate equity and either business loans or a business line of credit could be available depending on circumstances.
Check out our Business Finance Loans information page and apply now.
Non Bank lenders specialise in Non Bank financing for spec builds, rental investments, those wanting to apply for a bad credit home loan, refinancing and debt consolidation or clients needing top ups and bridging finance. Click on the following links for further information
Bad Credit Home Loans | Non Bank Credit Refinance | Non Bank Bridging Finance | Non Bank New Builds | Non Bank Rental 80%.
Non bank low doc home loans, equity release, and refinancing is now available in NZ for up to 80% of valuation with minimal income verification required.
A low doc home loan can allow those who are self-employed, on contract or seasonal work, or those who run a small business to apply for a loan from a Non Bank provider. Click on the following links for further information -
Non Bank Low Doc Equity Release | Non Bank Low Doc Home Loans | Non Bank Low doc Refinance.
With the RBNZ LVR limitations of 80% lending on owner occupied homes and 65% on rentals, we are often asked to assist first home buyers with 90% funding, using a second mortgage, or rental investors looking for additional funds for renovations, or additional purchases. Often referred to as second tier lending Non Bank can help you find the best deal. Click on the following links for further information -
Second Mortgage Debt Consolidation | Second Mortage Business and IRD | Second Mortgage New Homes and Bridging.
As commercial mortgage brokers dealing with New Zealand lenders, we specialise in commercial financing, with property loans up to 65%. Commercial property development loans with Non Bank lenders can be arranged for residential development and commercial projects, such as spec builds, investment, or home and land developments.
Also if you would prefer to work out of your own premises instead of paying rent Non Bank can help with organising commercial development loans. Click on the following links for further information -
Non Bank Commercial Property Investment | Non Bank Development and Construction | Non Bank Owner Occupied
2025: EXCELLENCE AWARDEE: Avanti Finance Adviser of the year for Specialist Lending: Murray Moore
2024: WINNER: Avanti Finance Adviser of the year for Specialist Lending: Danielle Happy
As well as specialising in Non-bank mortgages we also deal with all other mortgage finance service. Check out what else we can do for you through our First Rate Mortgage Brokers page on this site or visit us directly at https://firstratemortgages.co.nz
