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About Same Day Finance Limited

Same Day Finance is a New Zealand-based referral and lead generation service designed to make finding business funding simple, fast, and stress-free.

Rather than acting as a direct lender, they connect businesses with a nationwide network of top lenders and specialist mortgage advisers.

Whether a business needs to cover short-term expenses, bridge a cash flow gap, or secure larger funding for growth, Same Day Finance reviews the applicant's requirements through a simple online form and introduces them to the right professionals quickly. The entire process is obligation-free and incurs zero upfront fees from Same Day Finance.

Core Business Finance Services

Same Day Finance helps match businesses with providers for the following primary services:

  • Invoice Financing: Helps businesses unlock cash tied up in unpaid invoices. This provides faster access to working capital, allowing businesses to keep trading, cover day-to-day costs, and pay suppliers without waiting 30 to 90 days for customer payments.
  • Business Line of Credit: Provides revolving, flexible access to funds up to an approved limit. It functions similarly to a business overdraft, allowing owners to draw down funds precisely when needed to manage seasonal dips, short-term cash flow gaps, or unexpected bills.
  • Cash Flow Lending: A short-term funding option based on a business's revenue and recent trading performance. This is an ideal solution to help bridge the gap when business expenses and bills are due before customer payments arrive.
  • Property-Secured Business Finance: Designed for larger funding needs or situations that don't fit standard bank criteria. This service utilizes the equity in residential, investment, commercial, or rural property to secure larger loan amounts or more competitive structures.

Working alongside First Rate Mortgages and NonBk Ltd for all your home loan, mortgage, business and commercial finance requirements on the Coast and across Auckland.

Kim Lyons - Same Day Finance Ltd

Achieve Your Goals at the Premier Gym & Fitness Centre in Silverdale

Welcome to Northern Arena, your ultimate destination for health, wellness, and exercise on the Hibiscus Coast. Whether you are beginning your fitness journey or looking to push your limits, our award-winning Silverdale fitness centre offers a welcoming, motivating environment designed to help you succeed.

We pride ourselves on offering a comprehensive facility that caters to every stage of life and fitness level. From high-energy cardio and strength training to specialized wellness support, our expert team is here to guide you.

Northern Arena gym swimming and fitness

Our Core Fitness Services Include:

  • World-Class Group Fitness: Get motivated with our extensive timetable of group fitness classes in Silverdale, featuring the world-renowned Les Mills programs.
  • State-of-the-Art Gym Facilities: Train your way in our spacious, fully equipped weights and cardio areas.
  • Pre and Post-Natal Exercise: Safe, expert-led activities designed to support mothers through pregnancy and postnatal recovery.
  • Senior Health & Fitness: Dedicated senior fitness classes tailored to improve mobility, strength, and overall well-being in a supportive community setting.
  • Personal Training: Fast-track your results with one-on-one guidance from our certified fitness professionals.

If you are ready to commit to your health and fitness pop in and see if we can help you feel great. Check out our Fitness Timetable.

If you would like a trial before committing to our services check out our 3 Visit Trial details.

Or you can also find out more about our Membership Options.

Ready to transform your health? Join the Northern Arena fitness community today and discover why we are the leading gym on the Hibiscus Coast.

Read more on our award winning swim school and lessons ...

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Located in Stanmore Bay, Whangaparaoa Stanmore Bay Pool and Leisure Centre is one of the Auckland Council run fitness and swim centres. 

Leisure Centre Memberships

Offering - Fitness Centre - Memberships including "Get into It" are offered to allow flexibility including gym only, classes or all inclusive options to suit all preferences and budgets. Read More on memberships ...

Group fitness classes offer motivation and challenges plus a wide variety of yoga styles and a selection of Les Mills classes.

Hibiscus Coast Swimming Pools

Whether swimming for pleasure or fitness the Stanmore Bay swimming pools include two indoor heated pools. If this is your motivation why not consider a "Swim It" membership which includes access to the spa and sauna as well as aqua classes. Read More on our pools ...

Splashpad

Fun for the kids, summer season only (late November or early December to around April/May). Free entry, open daily weather conditions permitting 10.00 am to 5.00 pm.

Hibiscus Coast Swimming Lessons

Learn to Swim - Winner of the New Zealand Outstanding Swim School of the Year 2016 our swimming lessons are offered to all ages, abilities and levels. Both term and school holiday swim classes are offered. Read More on our swim lessons ...

School Holiday Programmes

Every holidays the Leisure Kidz school holiday programme includes super fun activities including pool days, outings, baking and centre challenges. After Programme Care - Is also offered from 5.00 pm to 5.30 pm for holiday programme days. Read More on our school holiday programmes ...

Recreation Programmes and Sports Leagues

A range of programmes are always on offer including Sporty Kidz, Pedal and Play, Gym'n'ees plus sports leagues such as miniball, netball and basketball. We also have facilities for pool hire, venue hire and birthday party packages. Read More on packages and options ...

Senior Classes

We also have a number of classes both exercise and aqua classes which are especially designed, or good for, those over 60 years of age. Check our group fitness classes

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Have you been charged with writing a eulogy for a loved one but don't know where to start? Here are a few tips to help and contact Forrest Funeral Services who can help guide you and your family through this process and ways to make the saying farewell to your loved one a special and meaningful time.

Capturing the essence of a person’s life in just a few minutes is no easy task. Yet through shared stories and memories, we can honour them in ways that are heartfelt, personal, and creative.

A truly memorable eulogy is more than a timeline of events—it’s a tribute to the person behind the milestones. While it’s appropriate to include key dates such as birth, marriage, major moves, or career changes, the spirit of the eulogy comes through stories, character, and reflection.

Consider beginning with a meaningful reading, poem, or quote—especially if it reflects the individual’s beliefs or literary tastes. This can help set the tone more thoughtfully than simply starting with a date of birth.

In some cases, offering a glimpse into the time or place where the person grew up adds colour and context. For instance, if they were born on Auckland’s North Shore in the 1920s, a short description of life back then can paint a vivid picture.

Your own personal stories and reflections are vital. Share what this person meant to you, tell anecdotes, even humorous or slightly irreverent ones—these often bring comfort and laughter, and remind us of the joy they brought into our lives.

If family members are too emotional to speak, check whether they’d like you to share a few words on their behalf. A brief quote, story, or thought can add rich layers to the tribute.

Here’s a general guide to what you might include:

  • Place of birth and early childhood
  • Education, sports or military service
  • Career and professional highlights
  • Marriage and family life
  • Hobbies, clubs, or charity involvement
  • Favourite music, books, or cultural interests
  • Memorable sayings or habits
  • Personal qualities (with stories to illustrate)

How long should it be?
A eulogy of around 10 minutes—or two typed A4 pages—is typically ideal.

Visual Tributes
Photographs and mementoes can speak volumes. Old or new, images that capture personality or special moments are deeply meaningful. Enlarged or enhanced photos can be arranged easily and affordably.

Symbolic items such as a favourite hat, a piece of art, a trophy, or even a garden tool can help tell their story. Many families choose to place these near the casket before or after the eulogy.

Closing with Music
A well-chosen piece of music can offer a moment of reflection—either a personal favourite of the deceased or something that provides comfort to those gathered.

Information adapted courtesy of Forrest Funeral Homes, 39 Riverside Road, Orewa – Ph 09 426 7950, www.forrests.co.nz

Forrest Funeral Services

Retirement living is about more than money.

Financial planners tell us to start thinking about retirement living decades before we're ready to retire, and it's good to make a retirement planning checklist about five years before your retirement date.

While you're thinking about how much money you'll need in retirement, think about what you want your life to look like, and how you want to feel.

Make life plans. It's important to plan for the non-financial aspect of retirement living by considering what will make you happy. Maybe you’ll climb Mt. Kilimanjaro, go dog sledding in Alaska, make time to write that novel you've been thinking about, or even continue to work part-time. Make a life plan and tick off your experiences as you move ahead.

Find a purpose. When making your retirement living plan, look for things you can do on an on-going basis that bring you joy and add structure to your life. This can include travel, hobbies or even training for a new career.

Keep your mind sharp. "Use it or lose it" applies to your brain. If you feel the need to replace the intellectual stimulation you found at work, try learning a foreign language or a musical instrument, or join a book club. Lifelong learning offers many opportunities to keep your mind sharp. How about checking out the lifelong learning classes offered by your local community centre or college?

Volunteer. Getting involved in your community is a great way to give back, and it's a wonderful opportunity to interact with people and make new friends.

Develop new friendships. A measurement of whether people are successful at retirement living is the strength of their social network - that includes family and friends. Check out groups that help you meet new people or join community or religious organisations that have members who share your interests. It's possible to meet people and make new friends even if it's difficult to get around. Did you know that friendship helps to increase longevity?

Ask your spouse or partner. If you live with someone or have a close partner, retirement living becomes a shared experience. It's important to make time for you and your partner to both share your dreams—you might be pleasantly surprised to learn that your partner wants to join you on that Mt. Kilimanjaro climb, and he or she may have ideas you'll enjoy.

Increase your financial stability. If you can’t afford to retire yet, what about partial retirement? This can include working part-time in your current job or finding a retirement job that's new and interesting—and will also help you earn money.

Keep your spirits up. The life changes that come with retirement living can be challenging, but your attitude plays a big part in whether you'll find happiness in retirement living or not. Check in with yourself to assess your mood; if you feel sad or hopeless it's important to see your doctor or a professional. Learn the signs of senior depression (or ask a friend or family member to assess your mood) and don't be afraid to ask for help.

Remain healthy. With increasing life spans, retirement living can be a long race, so get yourself in shape. That means eating well, watching your weight and staying active. When you feel good, it's easier to stay positive and open to new experiences.

Tips courtesy of Joan Carter, co-founder of Life Options Institute, USA

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