With the Hibiscus Coast and Rodney being very appealing to those looking for a great work-life balance and with the impending new Penlink crossing cutting out a large chunk of any necessary commute, particularly the Hibiscus Coast has seen huge growth over the past 10 years.
There are many fantastic options in housing but many of these large subdivision developments are beginning to show the signs of aging and that is where your local Rodney Refresh team can help with your Hibiscus Coast renovating dream.
Bronson and Amber have experience and understand every stage of a renovation, from design through to completion. How can they help? They can -
Refresh Renovations will take care of it all. Renovation services include –
Refresh®'s Renovation Process
Includes-
Refresh will give you a fixed-quote accurate to your specific project.
Contact Bronson and Amber today!!
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Businesses
We currently have no further information on this business.
Auckland Eco-Friendly and Sustainable Cleaning, hygiene and food packaging products
Hibiscus Coast security and alarm services
Established in 2006, the team at First Rate Mortgages Ltd have had many years experience in both banking, broking and in business as well as personal experience as home owners, investors and working on their own builds and renovations.
We are pleased that our adviser Danielle Happy won the 2024 New Zealand Mortgage Awards Avanti Finance Adviser of the year for Specialist Lending. First Rate Mortgages is a niche financial adviser firm based in Orewa. We have the pleasure of working with a large number of bank and non-bank lenders. Our team focus on helping clients with home loans, investments, developments, construction, difficult to prove income and/or credit issues. Solving problems with solutions is what we do best.
First Rate Mortgages Ltd is one of New Zealand's leading experts when it comes to debt consolidation, mortgage refinancing, and helping clients with top ups on an existing mortgage.
Their services are tailored to your specific needs, and they have helped hundreds of clients with mortgage refinancing when traditional banks have been unable to. If you would like to look at Debt Consolidation, Topping Up Your Mortgage or Mortgage Refinancing, Call Us.
First Rate Mortgages Ltd are a lender that specialises in Non Bank lending and home loans that banks can't always help with, such as self-employed, a start-up business, release of equity, payment of IRD tax arrears, saving a mortgagee sale, or applying for a bad credit home loan. Whether it's A Bad Credit Rating, you need Self-Employed / No Financials Home Loan or need a Second Mortgage, or whether you need a Low Doc loan which helps if you are self-employed or on commission only, Call Us.
Since Covid there has been an increased demand for short-term business loans and business lines of credit due to the impact of COVID-19 on business operations and many of these need to be low documentation.
Low doc loans are usually used as short-term solutions until a property is sold or financial accounts become available for long-term bank funding. However, non-bank finance will usually come with higher rates than bank lenders and this is where a mortgage broker can make the difference.
Many businesses had to scale back to survive during Covid but now require additional non-bank working capital finance for future planning. It is important to consider the cost of missed opportunities when assessing your financing needs. If you need a higher level of stock, new equipment, or more staff to take advantage of potential deals or sales, non-bank lenders can often provide faster online approval and funding for secured and unsecured options.
Visit our non-bank website for more information on business finance. The team is accredited with four Non Bank Australian funders operating in New Zealand and helping Kiwis with urgent business finance.
With over 68 years of financial and home loans experience in NZ, the team at First Rate Mortgages Ltd have a reputation for providing professional and quality services to first home buyers and understanding home loans both on the Hibiscus Coast and for clients across New Zealand.
Many banks and lenders offer attractive cashbacks as incentives for you to take advantage of when taking a loan. The team at First Rate Mortgages are able to source and help you find the best options for you with regard to cash backs on mortgages.
First Rate are committed to providing a comprehensive service with a focus on each individual client. We can help whether you are First Home Buyer, New Home Build, Buying a New Home, Using Kiwisaver Savings and a Home Starter Grant, Needing Bridging Finance or Want to find out more about interest rates, Call Us.
You are always welcome to subscribe to our newsletter which you can Subscribe here for regular articles and updates.
Talk to our rental investments specialists for money management and debt advice and make smarter choices and decisions. First Rate Mortgages Ltd go above and beyond traditional banks and mortgage advisors to help you buy your first rental and look after your rental investments. If you would like to look at Buying your first rental investment, adding to your Rental Property Portfolio or consider Commercial Property Finance, Call Us.
As advised we also service non-bank lending - please check our Non-Bk Ltd - Non bank mortgage lending page on this site or go directly to our website at https://nonbank.co.nz
If you require premises but would prefer to own your own instead of leasing First Rate Mortgages can also help you with commercial lending for your property purchase.
With the choice of lenders still very limited and credit policy becoming increasingly tight, there are many genuine potential borrowers just looking for help when their bank has turned them away.
Non Bk Ltd pride themselves on having a strong focus on finding Non Bank lending solutions for all New Zealanders.
The Non Bank Lending Specialist. Kim Lyons is the owner of First Rate Mortgages Ltd. The Non Bank website was built by him as a New Zealand first, and Kim works with a very experienced support team in his Orewa office, along with two additional mortgage brokers helping with enquiries in Auckland and throughout NZ.
While dealing with most mainstream banks, Kim can also offer specialist Non Bank lending advice and services.
Non-Bk is accredited with four Non Bank Australian funders operating in New Zealand and helping Kiwis with urgent business finance.
Quick decisions can be made, often just by looking at business bank statements, and offering both secured and unsecured options. Credit issues are not a deal breaker, it is all about cash flow and businesses can be helped across all sectors including construction, retail, hospitality, manufacturing and the rural sectors.
We can look at short term finance up to $500,000 based on your turnover or real estate equity and either business loans or a business line of credit could be available depending on circumstances.
Check out our Business Finance Loans information page and apply now.
Non Bank lenders specialise in Non Bank financing for spec builds, rental investments, those wanting to apply for a bad credit home loan, refinancing and debt consolidation or clients needing top ups and bridging finance. Click on the following links for further information
Bad Credit Home Loans | Non Bank Credit Refinance | Non Bank Bridging Finance | Non Bank New Builds | Non Bank Rental 80%.
Non bank low doc home loans, equity release, and refinancing is now available in NZ for up to 80% of valuation with minimal income verification required.
A low doc home loan can allow those who are self-employed, on contract or seasonal work, or those who run a small business to apply for a loan from a Non Bank provider. Click on the following links for further information -
Non Bank Low Doc Equity Release | Non Bank Low Doc Home Loans | Non Bank Low doc Refinance.
With the RBNZ LVR limitations of 80% lending on owner occupied homes and 65% on rentals, we are often asked to assist first home buyers with 90% funding, using a second mortgage, or rental investors looking for additional funds for renovations, or additional purchases. Often referred to as second tier lending Non Bank can help you find the best deal. Click on the following links for further information -
Second Mortgage Debt Consolidation | Second Mortage Business and IRD | Second Mortgage New Homes and Bridging.
As commercial mortgage brokers dealing with New Zealand lenders, we specialise in commercial financing, with property loans up to 65%. Commercial property development loans with Non Bank lenders can be arranged for residential development and commercial projects, such as spec builds, investment, or home and land developments.
Also if you would prefer to work out of your own premises instead of paying rent Non Bank can help with organising commercial development loans. Click on the following links for further information -
Non Bank Commercial Property Investment | Non Bank Development and Construction | Non Bank Owner Occupied
2024: Our adviser Danielle Happy won the 2024 New Zealand Mortgage Awards Avanti Finance Adviser of the year for Specialist Lending. First Rate Mortgages is a niche financial adviser firm based in Orewa. We have the pleasure of working with a large number of bank and non-bank lenders. Our team focus on helping clients with home loans, investments, developments, construction, difficult to prove income and/or credit issues. Solving problems with solutions is what we do best.
As well as specialising in Non-bank mortgages we also deal with all other mortgage finance service. Check out what else we can do for you through our First Rate Mortgage Brokers page on this site or visit us directly at https://firstratemortgages.co.nz
We currently have no further information for this business
We currently have no further information on this business.
A Buyer's Choice Home Inspectors are fully qualified and also members of the International Association of Certified Home Inspectors professional body - InterNACHI.
Before purchasing a property it is important to obtain a home inspection from a qualified professional. Many banks and lenders insist a pre-purchase house inspection is provided by an accredited inspector before signing off lending documentation.
A house inspection will provide details about the watertightness, plumbing, electrical, heating, ventilation and insulation status of a property indicating any potential issues.
Phil, a Buyer's Choice Home Inspection Inspector servicing the Hibiscus Coast regions can provide a report for your peace of mind.
There are a number of different types of House Inspections, and Phil is qualified to complete all of these including -
See below for more details.
A Buyer's Choice Inspector is qualified to complete any of the above for you. For queries call Phil on 0800-86-36-36 or 021-028-66368.
As when purchasing a house, a home seller may also choose to invest in a home inspection before putting their house on the market to ensure there will be no come backs from potential vendors which could delay the sale process or detract from the desired purchase price.
Our building reports are carried out by fully qualified home inspectors and have completed and passed over 400 hours of specialised home inspection training.
When purchasing a house, as above with the house inspections, most real estate transactions today will involve a professionally provided Building Report. A Buyer's Choice Building Report will be provided including full details of items such as roof condition, vents, decks, steps, facia condition, basement and foundation checks, heating, plumbing, retaining wall, insulation, electrical, garage door status and more and will include photographs. Any problems will be clearly outlined.
Phil will provide any Hibiscus Coast properties with a comprehensive building report prior to purchase.
In July 2019, the healthy homes standard introduced specific and minimum standards for heating, insulation, ventilation, moisture and drainage, and draught stopping in rental properties. Ensure your investment is up to standard with a Healthy Homes Compliance Inspections and report.
All prudent purchasers should get a methamphetamine, meth test or P test done as well as a building inspection. If you plan on renting out a property you will find many insurers will insist, for compliance criteria, on Meth Testing to check for P Contamination before issuing Landlord insurance for a rental property.
A Buyer's Choice inspectors are qualified to complete Meth and P Contamination Inspections and provide a full report. If a property shows traces of Methamphetamine contamination it cannot be legally occupied until a decontamination process has been undertaken.
If you are buying a property as a rental it is wise to book a Meths Test at the same time as your Building Inspection.
Phil operates under his business name of P&L Home Inspections Ltd. Phil is a fully qualified Hibiscus Coast Building Inspector, with over 15 years experience in the construction industry, who provides all services including Hibiscus Coast home inspections, building inspections and Meths or P Contamination Testing services.
Phil's building and home inspection services also extend to the North Shore and he covers all areas from Albany to Takapuna.
Call Phil at A Buyer's Choice Home Inspections on 0800-86-36-36 or 021-028-66368 or email Phil at phil.yang@abuyerschoice.co.nz
To see a full list of inspection services on the Hibiscus Coast visit the Linku2 Hibiscus Coast House Inspections | Building Reports | Meth Testing page
iLender put your best interests first and not the Bank by offering impartial advice.
They do this as all Lenders who they do business with pay about the same in commissions therefore the best fit is found for the customers circumstances.
Auckland based Mortgage Brokers, iLender help customers across New Zealand and overseas with New Zealand property purchases through their online services as well as their personalised local services.
We also offer small business funding for business loans - Apply in as little as 10 minutes. Read more details on great options for unsecured business loans.Â
Other services include non-bank lending opportunities.Â
iLender -
iLender offer the best mortgages for first home buyers.
If you are new to the mortgage market iLender can help by answering all your questions and helping you into your first home as quickly as possible.
Read more on First Home Buyer mortgage opportunities ...
iLender are New Zealand's experts in Investment Mortgages. By buying an investment property, you're assuring you will have a plan in place for future living arrangements and be able to grow your assets over time.
Read more on Investment Mortgage options ...
Proud to be ‘Top Adviser’ Award 2023. Meet the team -
Jason King has over 30 years experience in the locksmithing industry.
King Locksmith Services include -
Lost or broken car keys? Locked your keys in the car… or worse, your Baby! Sometimes you lose your keys… sometimes it’s that you momentarily lose your memory! Whatever situation you find yourself in, our efficient vehicle locksmith services will have you back on the road in no time. Read More ...
With over 30 years experience in commercial locksmithing across Auckland, we’ll provide recommendations to help keep your business, your staff or your tenants secure. Read More ...
For privacy, protection and peace of mind, a safe and secure home is a priority. We believe everyone should feel comfortable with the knowledge that their property is safe, both when they are at home, and away. Read More ...
To be effective, safes need to be adequately installed, with high-quality locking mechanisms that ensure that items are inaccessible to unauthorised people, and highly durable and fireproof materials. Read More ...
King Locksmiths is available whenever and wherever you need us. Our emergency, after-hours locksmith services will come to you. Read More ...
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Learning his trade with an apprenticeship at the largest NZ locksmith firm, he then worked there for the next 18 years, developing expertise across all aspects of the trade.
He was involved in work across major projects, including opening and servicing safes in major banks and jewellery stores and the installation of high security prison locks, as well as working with residential and commercial premises to ensure safe and secure properties.
Jason understands trust, reliability, understanding and discretion are all part of the job.
With King Locksmiths, you deal direct with an experienced Hibiscus Coast locksmith with Jason being committed to provide a friendly and flexible service, priding himself on delivering a more personal touch.
At King Locksmiths, we know you are trusting us with the safety and security of your most important people or places.
King Locksmiths is a MLAA Business Member (Master Locksmiths Association Of Australasia), a Qualified Master Locksmith, and a certified Site Safe Member.
Hibiscus Coast accountants and tax specialists