Quirky, Vintage and Everything in Between!

Located in Gulf Harbour you will find a treasure trove packed with vintage furniture, upcycled furniture and collectables where you're sure to find the perfect piece for your place or gift for that hard to buy person!

Welcome to Plots and Pickles, your first destination to discover unique collectibles and vintage furniture. The range of collections feature an eclectic mix of items, from quirky figurines to timeless glassware, each piece thoughtfully selected.

At Plots and Pickles, every item tells a story and that is why the team search the globe for one-of-a-kind pieces that will spark conversations and delight both collectors and those just looking for a one-off special item.

You can find links to all their categories below but, for those locals, why not give Grant a call and head on down to the store and take yourself into a whole new world of tales from the past.

If you don't by chance find what you are looking for but have an idea of what you'd like just ask Grant who loves a good treasure hunt!

If you'd like to see the latest Arrivals check these out NOW or view lots of great pieces below.

Enjoy searching Plots & Pickles items -

Find out why you are lucky enough to have this gem of a store right here on the Hibiscus Coast!

The time you have to celebrate a life is precious, so let us guide you in arranging a personal and meaningful farewell for your loved one.

Forrest Funeral Services have served the Hibiscus Coast and North Shore communities since 1978. We offer a modern and comfortable chapel, along with full catering services.  Our facilities are designed for whichever type of service you prefer, from a full and comprehensive funeral service to a smaller private funeral service.

We are able to offer assistance in all decisions surrounding the funeral, including mortuary care, casket choice, hearse hire, service sheet design, casket floral tributes, cremation permits, photo tribute production, memorial book, cemetery or crematorium choices.

Funeral Pre-planning and Services

We also offer advice and articles on funeral pre-planning, any available grants - be it Work and Income or ACC, repatriation and more on our website at www.forrests.co.nz.

Our Forrest Funeral Team

The Forrest Funeral Services  funeral directors are part of the ’Coastie’ community, and are passionate about providing a professional and caring service. They have extensive experience in the funeral service and are available at any time to talk through the options with you.

Leanne Little - Funeral Director/Manager

MANAGER & FUNERAL DIRECTOR, NATIONAL DIPLOMA. FD - Leanne is the manager at the Orewa branch of Forrest Funeral Directors and Services. She has completed the National Diploma in Funeral Directing and, having been involved in funeral service for many years, is truly passionate about her work and her commitment to client families.

Business professionals posing on beach boardwalk.
Forrest Funeral Services Team

Established in 2006, the team at First Rate Mortgages Ltd have had many years experience in both banking, broking and in business as well as personal experience as home owners, investors and working on their own builds and renovations.

2024 We are proud to announce ...

We are pleased that our adviser Danielle Happy won the 2024 New Zealand Mortgage Awards Avanti Finance Adviser of the year for Specialist Lending. First Rate Mortgages is a niche financial adviser firm based in Orewa.  We have the pleasure of working with a large number of bank and non-bank lenders. Our team focus on helping clients with home loans, investments, developments, construction,  difficult to prove income and/or credit issues. Solving problems with solutions is what we do best.

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New Zealand Mortgage Association - 2024 Winner - Adviser of the Year - Danielle Happy
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Refinancing and Debt Consolidation

First Rate Mortgages Ltd is one of New Zealand's leading experts when it comes to debt consolidation, mortgage refinancing, and helping clients with top ups on an existing mortgage.

Their services are tailored to your specific needs, and they have helped hundreds of clients with mortgage refinancing when traditional banks have been unable to. If you would like to look at Debt Consolidation, Topping Up Your Mortgage or Mortgage Refinancing, Call Us.

Our Bank Said No!

First Rate Mortgages Ltd are a lender that specialises in Non Bank lending and home loans that banks can't always help with, such as self-employed, a start-up business, release of equity, payment of IRD tax arrears, saving a mortgagee sale, or applying for a bad credit home loan. Whether it's A Bad Credit Rating, you need Self-Employed / No Financials Home Loan or need a Second Mortgage, or whether you need a Low Doc loan which helps if you are self-employed or on commission only, Call Us.

Business Loans

Since Covid there has been an increased demand for short-term business loans and business lines of credit due to the impact of COVID-19 on business operations and many of these need to be low documentation.

Low doc loans are usually used as short-term solutions until a property is sold or financial accounts become available for long-term bank funding. However, non-bank finance will usually come with higher rates than bank lenders and this is where a mortgage broker can make the difference.

Many businesses had to scale back to survive during Covid but now require additional non-bank working capital finance for future planning. It is important to consider the cost of missed opportunities when assessing your financing needs. If you need a higher level of stock, new equipment, or more staff to take advantage of potential deals or sales, non-bank lenders can often provide faster online approval and funding for secured and unsecured options.

Visit our non-bank website for more information on business finance. The team is accredited with four Non Bank Australian funders operating in New Zealand and helping Kiwis with urgent business finance. 

Auckland Home Loans

With over 68 years of financial and home loans experience in NZ, the team at First Rate Mortgages Ltd have a reputation for providing professional and quality services to first home buyers and understanding home loans both on the Hibiscus Coast and for clients across New Zealand.

Many banks and lenders offer attractive cashbacks as incentives for you to take advantage of when taking a loan. The team at First Rate Mortgages are able to source and help you find the best options for you with regard to cash backs on mortgages.

First Rate are committed to providing a comprehensive service with a focus on each individual client. We can help whether you are First Home Buyer, New Home Build, Buying a New Home, Using Kiwisaver Savings and a Home Starter Grant, Needing Bridging Finance or Want to find out more about interest rates, Call Us.

You are always welcome to subscribe to our newsletter which you can Subscribe here for regular articles and updates.

Property Investments

Talk to our rental investments specialists for money management and debt advice and make smarter choices and decisions. First Rate Mortgages Ltd go above and beyond traditional banks and mortgage advisors to help you buy your first rental and look after your rental investments. If you would like to look at Buying your first rental investment, adding to your Rental Property Portfolio or consider Commercial Property Finance, Call Us.

As advised we also service non-bank lending - please check our Non-Bk Ltd - Non bank mortgage lending page on this site or go directly to our website at https://nonbank.co.nz

Commercial Property Finance

If you require premises but would prefer to own your own instead of leasing First Rate Mortgages can also help you with commercial lending for your property purchase.

With the choice of lenders still very limited and credit policy becoming increasingly tight, there are many genuine potential borrowers just looking for help when their bank has turned them away.

Non Bk Ltd pride themselves on having a strong focus on finding Non Bank lending solutions for all New Zealanders.

Kim Lyons, Mortgage Broker

The Non Bank Lending Specialist. Kim Lyons is the owner of First Rate Mortgages Ltd. The Non Bank website was built by him as a New Zealand first, and Kim works with a very experienced support team in his Orewa office, along with two additional mortgage brokers helping with enquiries in Auckland and throughout NZ.

While dealing with most mainstream banks, Kim can also offer specialist Non Bank lending advice and services.

Business Loans in 24 Hours

Non-Bk is accredited with four Non Bank Australian funders operating in New Zealand and helping Kiwis with urgent business finance.

Quick decisions can be made, often just by looking at business bank statements, and offering both secured and unsecured options. Credit issues are not a deal breaker, it is all about cash flow and businesses can be helped across all sectors including construction, retail, hospitality, manufacturing and the rural sectors.

We can look at short term finance up to $500,000 based on your turnover or real estate equity and either business loans or a business line of credit could be available depending on circumstances.

Check out our Business Finance Loans information page and apply now.

Non Bank Home Loans

Non Bank lenders specialise in Non Bank financing for spec builds, rental investments, those wanting to apply for a bad credit home loan, refinancing and debt consolidation or clients needing top ups and bridging finance. Click on the following links for further information

Bad Credit Home Loans | Non Bank Credit Refinance | Non Bank Bridging Finance | Non Bank New Builds | Non Bank Rental 80%.

Non Bank Low Doc

Non bank low doc home loans, equity release, and refinancing is now available in NZ for up to 80% of valuation with minimal income verification required.

A low doc home loan can allow those who are self-employed, on contract or seasonal work, or those who run a small business to apply for a loan from a Non Bank provider. Click on the following links for further information -

Non Bank Low Doc Equity Release | Non Bank Low Doc Home Loans | Non Bank Low doc Refinance.

Second Mortgages - 2nd tier lending

With the RBNZ LVR limitations of 80% lending on owner occupied homes and 65% on rentals, we are often asked to assist first home buyers with 90% funding, using a second mortgage, or rental investors looking for additional funds for renovations, or additional purchases. Often referred to as second tier lending Non Bank can help you find the best deal. Click on the following links for further information -

Second Mortgage Debt Consolidation | Second Mortage Business and IRD | Second Mortgage New Homes and Bridging.

Commercial Lending

As commercial mortgage brokers dealing with New Zealand lenders, we specialise in commercial financing, with property loans up to 65%. Commercial property development loans with Non Bank lenders can be arranged for residential development and commercial projects, such as spec builds, investment, or home and land developments.

Also if you would prefer to work out of your own premises instead of paying rent Non Bank can help with organising commercial development loans. Click on the following links for further information -

Non Bank Commercial Property Investment | Non Bank Development and Construction | Non Bank Owner Occupied

2024 Awards ...

2024: Our adviser Danielle Happy won the 2024 New Zealand Mortgage Awards Avanti Finance Adviser of the year for Specialist Lending. First Rate Mortgages is a niche financial adviser firm based in Orewa.  We have the pleasure of working with a large number of bank and non-bank lenders. Our team focus on helping clients with home loans, investments, developments, construction,  difficult to prove income and/or credit issues. Solving problems with solutions is what we do best.

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New Zealand Mortgage Association - 2024 Winner - Adviser of the Year - Danielle Happy
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As well as specialising in Non-bank mortgages we also deal with all other mortgage finance service. Check out what else we can do for you through our First Rate Mortgage Brokers page on this site or visit us directly at https://firstratemortgages.co.nz

The time you have to celebrate a life is precious, so let us guide you in arranging a personal and meaningful farewell for your loved one.

Forrest Funeral Services have served the Hibiscus Coast and North Shore communities since 1978. We offer a modern and comfortable chapel, along with full catering services.  Our facilities are designed for whichever type of service you prefer, from a full and comprehensive funeral service to a smaller private funeral service.

We are able to offer assistance in all decisions surrounding the funeral, including mortuary care, casket choice, hearse hire, service sheet design, casket floral tributes, cremation permits, photo tribute production, memorial book, cemetery or crematorium choices.

Funeral Pre-planning and Services

We also offer advice and articles on funeral pre-planning, any available grants - be it Work and Income or ACC, repatriation and more on our website at www.forrests.co.nz.

Our Forrest Funeral Team

The Forrest Funeral Services  funeral directors are part of the ’Coastie’ community, and are passionate about providing a professional and caring service. They have extensive experience in the funeral service and are available at any time to talk through the options with you.

Leanne Little - Funeral Director/Manager

MANAGER & FUNERAL DIRECTOR, NATIONAL DIPLOMA. FD - Leanne is the manager at the Orewa branch of Forrest Funeral Directors and Services. She has completed the National Diploma in Funeral Directing and, having been involved in funeral service for many years, is truly passionate about her work and her commitment to client families.

Business professionals posing on beach boardwalk.
Forrest Funeral Services Team

To give you the most convenient Hearing Healthcare service possible, we can see you where and when you want: Your Time, Your Place, Your Pace.

Hear Again Limited is a fully independent, New Zealand owned and operated business specializing in providing the very best in hearing healthcare in the comfort of your own home. 

Our Services include -

  • Free Full Diagnostic Hearing Assessments
  • All Makes and Models of Hearing Devices available
  • Independent, Friendly Advice: we are not tied to or owned by Hearing Device Manufacturers
  • Price-matching Guarantee: we promise to beat any genuine quote
  • 45 Day 100% Money-back Satisfaction Guarantee on all Hearing Devices

For full details on our free hearing assessments, home visit convenience, otoscopy, pure-tone audiometry, speech audiometry, immittance autiometry and how we explain the results of our tests to you check out our Hearing Assessment explanations.

We have a full range of accessories in store but you don't need to visit us just order your hearing supplies online for batteries, wax guards, hearing protection and cleaning and maintenance products!

So sit back, relax and enjoy all the benefits better hearing can bring in the comfort of your own home.

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